helpful® Flex Card | The Helper Bees

One Card that Combines Products and Services Together

helpful® is a plan-funded flex card that brings multiple eligible benefits into one easy place, offering payment options for both vetted in-home services and eligible OTC products. Members get a simpler way to use what their plan offers, and plans gain stronger engagement and clearer visibility into how benefits are used.

Add helpful® Flex Card Benefits

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One Card, Many Benefits

Depending on the plan, Helpful® can be used for eligible OTC items, home safety supplies, meals, transportation, and more—bringing multiple benefits together in one place.

Easy to Use

Just tap or swipe like a normal payment card. The card automatically applies plan rules in the background.

Fully Integrated

helpful® connects directly to our Marketplace and vetted provider network, creating a smooth, unified experience for members.

Add helpful® Flex Card Benefits to Your Plan

Why Plans Use helpful®

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Fragmented benefit delivery makes it hard for members to use what they’re eligible for — and hard for plans to track, measure, or improve.

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helpful® brings multiple benefits onto one card, boosting utilization and giving plans structured, real-time visibility into spending and engagement.

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How helpful® Works

  1. Your Plan Loads Eligible Funds
    You'll receive your helpful® card in the mail before your plan start date.
  2. Advanced Validation Ensures Accuracy
    Each benefit period, your plan adds the dollars you can use on approved items or services.
  3. You Shop Your Options
    Use helpful® online, in-store, or through the Marketplace across a wide range of eligible categories.
  4. You Pay With helpful®
    Tap your card at retail or log in to the portal to use your funds within our Marketplace. Eligible items are approved automatically.
  5. Track Your Orders and Spending
    If you’ve ordered through the portal, you can view transaction history, order details, and shipping updates — all in one place.

The Measurable Impact of Our Ecosystem

350K+

Caregivers supported through our programs

60K+

Retail locations where helpful® can be used

25K

Vetted and credentialed providers connected to the ecosystem

1K+

Eligible OTC items available

See the Marketplace in Action

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